Fixed Returns Property Investment
A Leading UK Property Investment Partner
fixed return investment
In today’s volatile market, security can be key to a successful investment. A fixed returns property investment plan is the perfect option for keen property investors seeking a stable way to bolster their income, or establish regular cashflow – offering ‘locked in’ returns and rates unaffected by external influences to be paid over an agreed period of time.
Serving Investors Nationwide
Fixed Return Investment Benefits
Distinction Wealth’s wide range of fixed returns packages offers investors a highly secure investment option across a range of property types – from large scale single builds to extensive developments.
Our range of fixed returns investment options offer secured interest rates between X and X% over terms from X to X, with a range of regular fixed payment intervals. These payments provide a regular, predictable income – reducing the volatility of portfolio returns, and potentially providing a source of liquidity for non-investment expenditures.
Flexible Income Payments
Distinction Wealth are proud to offer a wide variety of bespoke fixed income services, many of which offer regular payments on a monthly, quarterly, or annual basis – allowing our clients to establish a cashflow best suited to all individual requirements, whilst regulating and simplifying income.
Security is amongst the top benefits offered by high-quality fixed returns packages. Whilst alternative investments may fluctuate significantly in value, fixed returns agreements ensure investors receive the full repayment of any initial investment, plus interest according to initially established rates.
We understand that passive income sources should never become a full-time occupation. Our property experts take pride in managing every aspect of the investment process for our fixed returns clients where desired, partnering with trusted consultants to deliver a ‘hands-free’ service.
Distinction Wealth’s trusted consultants have extensive experience in delivering high-quality property investment packages on a fixed returns basis, helping ensure their ability to consistently compile and execute bespoke investment strategies for clients across a wide variety of criteria.
Our carefully curated network within the property and real estate industries allows our consultants to either source or oversee the development of high potential off-market property – allowing our clients access to those perfect for the requirements of fixed returns investors.
Fixed returns investment packages have been a popular option for property investors for many years – offering a ‘lower risk’ and more secure option to those looking to establish or diversify their portfolio, even throughout times of economic volatility or downturn.
Current fixed returns packages provide a uniquely secure manner in which to invest in property with a number of benefits including passive management, alongside access to fixed interest rates and flexible payout options.
Whilst the value of and return on alternative investment options may be altered by a number of external influences, fixed returns agreements guarantee the return of your initial investment, plus interest throughout a set term.
Distinction Wealth’s experienced investors understand that security is paramount to a successful portfolio. With us, each investment is completely secure – no trap doors, no tricks.
We pride ourselves on offering complete transparency to each of our clients throughout the investment process, allowing for changes to be made at any point, as and when requested.
Working on a bespoke basis with a select group of clients allows our experts to deliver a more personalised level of service, allowing for accurate insight into all elements of a portfolio.
Our experts strive to know every fine detail before committing to any investment decision, allowing them to fully assess all available options, and make impactful moves that help ensure a high return.
To further discuss your property investment goals and requirements, or, to explore ways in which we can work together, contact us for a free, no-obligation consultation.
Property Investment Services
Discover Distinction Wealth’s core range of property investment services – designed and delivered by experienced industry experts to ensure optimal results. Offered on a bespoke basis to all clients, our services aim to allow for a ‘hands-free’ investment experience where preferred, helping ensure the best possible decisions are made with regard to your portfolio and individual goals, whilst minimising your workload.
Fixed Returns Property Investment Process
Our property investment and development experts are proud to offer a free consultation service, during which they’ll advise on the most suitable investment package or service for your goals, requirements, and limitations.
After establishing your chosen property service and receiving an initial payment, your allocated Distinction Wealth consultant will undertake all work necessary to source and obtain relevant opportunities with high return potential.
Our dedicated team will work on your behalf to ensure every aspect of your investment functions smoothly, allowing you to reap the benefits of your successful investment with minimal stress.
News & Resources
Browse our collection of the latest property investment news and resources.
Fixed Returns Property Investment FAQs
What is a fixed return investment?
The meaning of a fixed return investment is included in the name - it is an investment designed to guarantee fixed returns. This type of investment is sometimes called a fixed income investment and although it may provide lower yields than common stocks and similar investment strategies, it is considered a very safe tactic when you’re looking to make your money go further.
Some examples of an investment with a fixed return include government bonds, which pay periodic coupons representing a certain interest rate, as well as mortgage backed securities.
There are several benefits to opting in for fixed return investments which include diversification from stock market risk, protecting the absolute value of your investment via assets that have a stated objective of return of principal, a steady source of income and a potential of generating great returns over time.
What is a good rate of return for investment?
A good rate of return on investment (ROI) depends on several factors. A big factor that would determine a good return on investment is the investors’ financial needs. If you’re thinking of investing now in order to secure your retirement in about 20 years time, your financial need for the ROI will not be as high as someone who is following the same investment strategy but is retiring in 5 years time. Therefore, what is considered a good return on investment is subject to the investors’ circumstances.
Furthermore, the type of investment and the risk involved affects the rate of return. In general, the higher the risk of investment, the higher the potential yield. Someone who is investing in stocks and shares shows willingness to take on a higher risk and may therefore enjoy a higher annual return on investment when compared to an investor who opts in for government bonds, which are considered a very safe choice. According to data on the compound annual growth rates (CAGR) collected in the last 80 years, an average return on investment with fixed return investments such as government bonds is 5.5% whereas for stocks and shares this figure falls between 10.2% and 11.9%. If you’re a property investor specialising in Buy-to-Let houses, a good rental yield is considered to be around 5-8%.
What is a property bond?
Property bonds are also known as property investment bonds and are a way for developers to raise funds from investors in the form of a loan. This initial investment allows them to fund the first stages of development. The property bond acts as a legally binding agreement between the investor and the property developer, and details the terms and conditions of the loan, how the money is to be used and when it is meant to be repaid.
As an investor offering the loan, the advantage is a higher-rate annual interest backed by a certificate and security over the property you are helping to fund. Additionally, investors have the ability to exit early from the investment, if they ever need to. Generally, a property bond investment is a much easier way to invest in property as it doesn’t involve any of the admin and extra costs of traditional property investment methods. By offering property bonds you are able to invest in property without worrying about council tax, estate agent fees or stamp duty tax.
How do real estate bonds work?
Real estate bonds are also called property bonds and are a way for developers to raise funds from investors in the form of a loan. To fund the early stages of the development, property developers or construction companies issue bonds which are secured against the property, or land with a legal charge. This is registered on the property title at the Land Registry Office and offers security for the investors’ capital. The terms of the agreement vary but typically last 2-5 years, during which the investor is paid an interest rate on their initial investment. Once the agreement period comes to an end, the bond is said to mature and the loan amount is returned.
Are property bonds safe?
Property bonds can be a great way to generate regular passive income from an investment that is backed by an asset, and often comes with a legal charge, too. This guarantees that, as the investor, the capital supplied by you, will be returned, even if the development company that issues the bonds isn’t able to follow through on their obligations. With this additional security level in place, even in the worst-case scenario where the borrower defaults on their loans, your capital can be returned by selling off the asset against which the loan was secured.
However, as an investment product, property bonds put your capital at risk and do not guarantee returns. In an event of an economic downturn, it is possible that the development company will be unable to sell the properties which may affect their ability to make repayments to their investors. Additionally, property bonds are not covered by the Financial Services Compensation Scheme (FSCS) which increases the risk.
If you’re considering investing in property bonds, it is essential that you carry out your due diligence and seek professional financial advice before you make your final decision.
Quality fixed return investments
Distinction Wealth boasts an unrivalled reputation for the consistent provision of significant returns, and high levels of client satisfaction. Read about our client’s investment experiences with us below:
If you are looking to invest in property it’s best to have a competent property specialists that can help you out achieve your financial freedom; this is Distinction Wealth
The team at Distinction Wealth are driven individuals and educated ones too. Their knowledge of property is excellent, in particular which strategies are best utilised to get maximum benefit for their clients. I enjoyed working alongside Distinction Wealth and would happily work again with them in the future.
Distinction Wealth are experts in their field and have offered up some great advice on ventures we were looking to pursue. I would strongly recommend to connect with Distinction Wealth and utilise their wealth of knowledge and experience.